Under all these situation, one is getting money ? What one does with that money that counts more.
Muslims can never find solution for the issues like RIBA/ Interest based economy, SAUM etc until and unless their heart is set on the welfare of another fellow be it on an individual or collective basis.
Once, they are able to establish themselves as a caring , humble and the one community which the world can count as one of the saviour for the humans in distress at any hour at any place, then they will be given that wisdom ,capacity and authority to tackle the economic system or anything vital like that which affects or changes the whole world.
Just look at internet, now the whole world can communicate.
But here in Pakistan ,it is so awful that during the month of Ramazan,the only month where Muslims give out something for the sake of reward ( not because as a human ) their mindset doesn’t allow them to go beyond the cheapest food items available. Like they want to earn a maximum return on minimum investment. To put it in simple words, they are century or centuries away from the position where they are made incharge of running the worlds affairs.
Till then, share your earnings be it from bank or other interest based instruments, and the best is your time and mind in just discussing the issues (if nothing else)which lightens another man’s burden and he feels a bit better before the conversation.These small steps takes one to a higher level,but consistency is prerequisite.
Unfortunately,there is no short cut in life.