You Wrote "Why not blame people too, who take loans to higher their needs or desires and then blame bank. Strange. Is your home in Canada is loan free, or you purchased it with all cash."
That is my point. Allah did not make paying Riba haram but eating or taking it. There is great wisdom in it. Allah knew that we will be living in non-Muslim lands. There will not be a Quranic society and we will be constrained to pay Riba to meet our needs. There will be no Muslim government to take care of its citizens needs.
You wrote "which muslim in entire world of 2 billion muslim does not take loan of some kind, those who dont or dont get it are few.
If i take a loan of a million for a better home, its me whom to be blamed, not bank who fullfilled my desire.
Or you want bank to work free for every one, thats the only way muslim will be happy."
In a non Quranic society people will have to take loans and Riba on it because state will not provide for their needs. That is the wisdom of Allah not to ban paying of Riba.
You wrote "We are dual standard dreamy people who live in 2018 but wish life of 6th century, looking for solution of today's problem in the religous books of primitive times.
How could they find any solution when the problem was not existing at that time. few hundred People were localized in towns but now 7 billion are global in various ways."
People did have their needs but our prophet established a Quranic state wherein needs of people were taken care of. Hence no need to get loans from those who would charge Riba. I do not have dual standard when i borrow money from a bank to meet my needs and pay Riba on it as there is no Quranic state to take care of my needs. Hence in all wisdom Allah did not make paying Riba haram. If the rich in today's world of 7 billion follow Quran there will not be a single person paying Riba to meet his needs.
You wrote "Mr. Jawaid is an expert in finding solutions in quranic ways , plz consult him. He will guide you for a riba free world inshallah."
I have a lot of respect for Mr. Jawaid for his understanding of Quraan. He cannot guide me for a riba free world as Allah has already given us this guidance. Brother Jawaid can only show me what is written in Quraan.
It is very sad that people think Quraan is a 6th century old book and is not applicable in today's world. Quraan was applicable in the past, is applicable today and will be applicable in all times to come provided we are ready to part with what we have and follow Quranic commands.