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Re: Zakat
By:Jawaid Ahmed
Date: Thursday, 8 April 2010, 3:17 pm
In Response To: Re: Zakat (Mohammad Rafiq)

Here is what I understand from this discussion:
1. Those living in USA or in any country that does not have Islamic Government are not subject to any Zakat.
2. Each of us is required to donate whatever surplus he/she has. Since there is no Islamic Authority to decide what is the "surplus" for each of us, each of us should honestly decide what is "surplus" that has to be given away for welfare of the others.
If my understanding is correct, I have some questions which would apply to those living in real world of today.
1. While trying to come up with "surplus", should I consider my children future educational needs, my retirement age needs, my needs if I lost my job, etc. etc. and save for these, or take my monthly surplus, if any, and donate it?
2. It seems to me that if a person donated like this, there would be no question of leaving any inheritance.
3. What should a person do who has a business that employees quite a few people, he makes good profit and would like to invest in his business to expand it? What would be surplus for him?

57:20 Know all of you that (in comparison to Eternity) the life of this world is only play and a fleeting delight, and your mutual bragging, and pursuit of riches and children. It is like abundant rain that brings forth plantation and pleases the farmers. But then the plantation may wither and you can see it turn into yellow hay. And in the end it crumbles into dust! But in the Hereafter it is either grievous suffering or forgiveness from God and His approval. And what is the life of this world, but an enjoyment of illusion.
[Therefore, invest in the life to come for lasting rewards. 3:14-15, 10:24-25, 16:92, 18:45-46, 14:18, 24:39, 83:26, 102:1. Kuffar in this verse, very uniquely, has been used in the very literal sense. Contrary to the popular translations, Kuffar here does not mean ‘disbelievers’ or 'unbelievers'. It refers to those who conceal the Truth. This is the only verse in the Qur’an where Kuffar is indicating those who hide something - specifically, the farmers who cover the seed with soil. While that in itself is a laudable work, in the given similitude the verse is talking about a crop that quickly turns into useless chaff. However, in this instance Kuffar = Farmers. In general, the term indicates those who conceal the Truth, and actively and knowingly hide or deny it. Also those who 'hide gratitude' or refuse to be grateful for any blessings bestowed upon them, including the blessing of guidance]

We are all living in the real world, but some of us are trying to change the situation for the better, not making the most of the corrupted ways we can utilise to our advantage. I have paid interest on bank loans but have never put my money in an interest earning savings account. I give whatever I can to help others, which includes my family and as such they have had the best education that my money could buy. Islam is about creating an Ummah, where everyone is taken care of or looked after in times of trouble, this is ‘paid’ for by those who have!

Here are some more writings from someone whose head is in the clouds!

[Based on an article from Quranic Teachings website]

Keep your resources open for the welfare of humanity

Whatever material or intellectual resources Allah has bestowed upon you, keep them open for the physical, intellectual and spiritual development of others [2:254].
2:254 O You who have chosen to be graced with belief! Use Our Provision to satisfy the needs of fellow human beings and for the betterment of the society. Do that before the day comes when no bargaining, friendship or intercession shall be of any avail. Those who reject such sensible admonition, do grave injustice to themselves.

You should do so both in times of prosperity as well as in times of adversity [3:134].
3:134 The candidates to this Paradise keep their resources open for others in favorable or adverse circumstances. They divert and sublimate their anger and potentially virulent emotions to creative energy, becoming a source of tranquility and comfort to others. They pardon people gracefully. For, God loves the benefactors of humanity.

Those who are rich should do so according to their means and those who are straitened should do so according to their means [65:7].

65:7 Let the affluent man give according to his affluence, and the poor man give according to what God has given him. God does not burden any human being with more than what He has given him. God will soon bestow relief after hardship.

As far as financial resources are concerned, whatever is beyond your needs, must be left open for the welfare of others [2:219].

2:219 (Certain things that hinder humans from attaining the aforementioned Noble Objective are now mentioned.) They ask you (O Messenger) concerning alcohol, intoxicants, games of chance, and gambling and money earned without labor. Say, “There is great detriment in these things as well as some benefits for mankind. But the detriment of them is much greater than the benefit of them. They drag down the individual and collective social potential.” And they ask you what they should give. Say, "All that is surplus." Thus God makes His messages plain for you, that you may reflect.

Those, for whom you should keep your resources open, include: your parents; family and relatives; orphans, widows, and those who are left helpless; those whose hard earned income is insufficient to meet their basic needs, those whose businesses have stalled, and those who have lost their jobs; the needy wayfarer, the homeless son of the street, and the one who has come to your town in a destitute condition; the needy who are suffering in the Cause of Allah and cannot emigrate; those who are unable to go about the earth in search of livelihood; those who are unaware of their condition, might think they are free from want, because they abstain from begging but you can recognize them by the marks on their faces because they do not ask people insistently [2:215, 2:273].

2:215 (A crucial step toward the establishment of this Zakaat Order will be the equitable distribution of wealth.) They ask you, (O Messenger) what they shall give. Say, “That which you give shall first go to parents, relatives, orphans, widows, and those who are left helpless or feel left out in the society, the poor, those whose hard earned income is insufficient to meet their basic needs, those whose lives have stalled for any reason, and the disabled, the needy wayfarer, and the homeless son of the street.” And whatever good you do, then most certainly, God is well Aware of it.

2:272 Your responsibility (O Messenger) is only to show them the Right Way (and not to make them walk it). He has established Rules for attaining Guidance. (O People) Whatever good you give benefits your own ‘selves’ when you spend for the sake of God. Any charity you give will be repaid to you, without the least injustice. [God's Laws for Guidance: 2:2, 2:26, 4:88, 5:46,
7:52, 13:27, 14:27, 20:123, 27:2, 28:50, 31:3, 39:3, 40:34, 40:74]
2:273 And give to the needy who are suffering in the Cause of God and cannot emigrate and to those who are unable to go about the earth in search of livelihood. One, who is unaware of their condition, might think they are free from want, because they abstain from begging. But you can recognize them by certain signs though they do not beg insistently. Whatever good thing you spend on them, God is Aware of it.
2:274 Those who spend their wealth on the needy, by night and by day, secretly or publicly, have their reward with their Sustainer. They shall have nothing to fear or regret.
2:275 On the other hand are those who eat Riba (usury), in greed of money, run around like someone who has been bitten by a snake. They claim that trade is like usury. But God has permitted trade and forbidden usury. One to whom the clear Admonition has come from his Sustainer, must abstain from taking usury forthwith. What he has taken in the past, he may keep and his judgment rests with God. As for him who returns to usury, such are the companions of the Fire wherein they shall abide.
[Ash-shayitaanu-min-al-muss = Satan by his touch = Snake by its bite. Satan has been described as serpent in many texts. One who has taken usury in the past, it is better for him to return the interest he has earned, but the law shall not force him to do so. Trade is the return on labor that is Permissible, while usury is the return on money and hence, Forbidden. 53:39]
2:276 God blights usury and blesses charitable deeds with prosperity. God does not love those who defy His Laws and drag down the potential of the human society.
[Mankind will eventually realize that the interest based economic system will have to be replaced with an equitable System. God’s Laws of Economics will erase usury and nurture welfare]
2:277 Those who believe in God’s Laws, do works beneficial to the society, strive to establish the Divine Order and the Zakaat Cooperative System, have their reward with their Lord. They will have nothing to fear and no reason to be despondent.
[The government is responsible for setting up the Just Economic Order of Zakaat]
2:278 O You who have chosen to be graced with belief! Be mindful of the Divine Laws and give up what remains of your demand for usury, if you are really believers.
2:279 And if you do it not, then know that you are at war with God and His Messenger. But, if you mend your ways, simply take back your capital without interest. Inflict not injustice and you will not incur injustice.
2:280 If a debtor is in difficult circumstances, let there be postponement to a time of ease. And if you give up the loan entirely as charity, it is better for you if you only knew.
2:281 And be mindful of the Day when you will be returned to God and every ‘self’ will be paid what it has earned, and they will not be wronged.

Spend on others in the open or in secret [2:274, 13:22, 14:31, 35:29],

2:274 Those who spend their wealth on the needy, by night and by day, secretly or publicly, have their reward with their Sustainer. They shall have nothing to fear or regret.
13:22 They persevere in the face of adversities on way to seeking the Approval of their Sustainer, help establish and consolidate the Divine System, and uphold the Permanent Values, spend on others of the provision We have given them, in secret and in public, and they counter harshness with kind manners. These are the ones who will find fulfillment in the Eternal Home. [2:27]
14:31 (O Prophet) "Tell My servants to establish and consolidate the Divine System and spend of the provision We have given them, on others, secretly and publicly, before a Day comes wherein there shall be no trading of deeds nor friendship be of avail.” [2:254]
35:29 Verily those who read the Scripture of God (in Nature) and follow God's Commands, and spend on others the provision We have given them, secretly and openly, are conducting business that will never perish.
35:30 He will pay their wages and give them yet more of His Bounty. He is Absolver of imperfections, Responsive to gratitude.

in daylight or at night [2:274] but make sure you do not spend just to be seen or to show off [2:264, 4:38].

2:263. Kind words and respecting people’s honor is better than charity after which their dignity is injured. God, the Rich, the Clement, provides everyone without return or obligation.
2:264. O You who have chosen to be graced with belief! Do not cancel your charity by reminders of your generosity or by injuring the self-respect of the recipients; like those who spend their wealth for show-off. This kind of behavior contradicts the true belief in God and His Law of Recompense. Charity has been ordained to help individuals and not to hurt them and God has promised you manifold reward (93:10). But, a seed would not grow on a dusty rock, upon which rain falls and washes it clean. God does not guide those who deny such realities.
2:265 The likeness of those who spend their wealth sincerely seeking God's Approval and to strengthen their own ‘selves’, is the likeness of a lofty garden with springs. When rain strikes it, it doubles its yield, and if there is no rainfall the sprinkles are sufficient. God is ever Watcher of what you do.
[They have achieved self-actualization and made themselves truly worthy of immortality (20:76). A ‘self’ that has not been developed by giving to community in wealth or labor, merely survives.
Immortality is not a spontaneous gift from God; men and women are candidates for it (91:9-10). When people create their own Paradise it is ever-blooming, rain or shine. 13:3314:17, 43:77, 69:27]

4:38 They give money to charity only to show off, and do not believe in God and the Last Day. Such people have taken Satan, their selfish desire, as their intimate companion. What a terrible companion indeed!
4:39 What have they to fear if they believe in God and the Last Day and spend of what God has given them? God is ever Aware of them.

Spend on others from what is good and you like it for yourself [2:267]. Spend from things you love [3:92]. And, spend from what you have earned with your own hard work [2:267].

3:92 You will never attain exponential growth of the ‘selves’ unless you open up for others the possessions you cherish. And whatever you spend, certainly, God is well Aware thereof.
[God, the Knower of your ‘selves’, reminds you that Paradise is for those who attain self-actualization by giving. 92:18]
3:93 Now, all means of physical sustenance were abundantly available unto the Children of Israel, except what Israel as a community had deprived themselves (due to their transgressions) – before the Torah was revealed. Say, "Bring the Torah and study it if you are truthful.” [Hillan = Halaal = Permissible = Abundantly available. Israel = A title of Jacob = Figuratively here, the Israelites]
3:94 Then, whoever invents a lie concerning God, after this (clear evidence), it is they who will be unjust.

Do not reproach those whom you give, for what you confer upon them; do not remind them of your generosity; do not recount your gifts to them; and, do not hurt them with any annoying remarks [2:262, 2:264].

Messages In This Thread

Jawaid Ahmed -- Tuesday, 6 April 2010, 2:43 pm
Re: Zakat
UmeAimon -- Tuesday, 6 April 2010, 6:34 pm
Re: Zakat
Jawaid Ahmed -- Wednesday, 7 April 2010, 7:39 am
Re: Zakat
Mohammad Rafiq -- Thursday, 8 April 2010, 3:42 am
Re: Zakat
Bashir Abid -- Thursday, 8 April 2010, 2:04 pm
Re: Zakat
Jawaid Ahmed -- Thursday, 8 April 2010, 3:17 pm
Re: Zakat
Mubashir -- Thursday, 8 April 2010, 4:20 pm
Re: Zakat
Mohammad Rafiq -- Friday, 9 April 2010, 12:16 am
Re: Zakat
Jawaid Ahmed -- Friday, 9 April 2010, 3:44 pm
Re: Zakat
Jawaid Ahmed -- Friday, 9 April 2010, 7:33 am
Re: Zakat - Mufti Abduh
Dr Shabbir -- Friday, 9 April 2010, 5:38 pm
Re: Zakat
UmeAimon -- Friday, 9 April 2010, 10:25 am